In today’s current climate, buying a property to let can be a potential minefield. The first thing you must decide is whether your primary objective is income or capital growth. The mortgage advisors at Alexandra Hamilton are on hand to provide a comprehensive mortgage sourcing service for clients looking to buy to let. Based in Ilford, Essex, we capably arrange buy-to-let mortgage, or BTL mortgage, for any client, from investors with a single property through to professional landlords with extensive portfolios.
The market has changed over the last 12 months, with lending criteria tightening significantly. This has placed some investors in an awkward position when remortgaging, but a mortgage advisor can help in restructuring buy-to-let financing, allowing you to move forward and bring your investment under control. It is also worth noting that, in general, buy-to-let mortgages are not regulated by the Financial Conduct Authority (FCA). If you would like an informal chat about your buy-to-let property finance, please feel to get in touch with our advisors.
In order to maximise your tax position, you should be mindful that there are a number of tax issues with regards to owning properties to let. For further information on becoming a private landlord, visit the ARLA website.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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